Start with the plans you can actually choose between — and what they cost. PlanMax shows the real plans your employer offers, ranks them by what they typically cost, and — if you want a number tuned to you — replays your own past claims through each plan's real cost-sharing rules to show what you would truly have paid.
Find my plan options →A not-for-profit research project. No sign-in needed to compare — see our privacy policy.
Tell us how you get insured — pick your town if you're a Massachusetts municipal employee — and we'll list the exact plans available to you, with the premiums your employer charges.
Every plan is ranked by its typical yearly cost — premium plus out-of-pocket — measured by replaying a simulated population through each plan's actual benefit rules. No sign-in required.
Want a number based on the care you actually use? Securely link your insurer and PlanMax replays your real claims history through each plan — visit by visit — to show which would have cost you the least. It never sees your password.